Archive for November, 2007
n the last couple of years I
If you like this post, please buy me a beer for $3 8-)While mutual funds have been quite popular for some time know index funds have garnered more recent popularity with the investing public. It seems as though there are thousands of ETF funds these days. You can purchase index funds that reflect just about every single market index, big or small. Just about every day we see new focused ETF funds arriving. China, Russia, and India are just a few areas where you can in that sectors emerging markets. You can even buy funds with socially responsible investing objectives.
Why the sudden popularity? Well it comes down to cost. Traditional mutual funds come at higher costs. They have higher expense ratios due to the costs that come with the actively managed approach. ETF index funds are traded on the exchanges just like stocks. The underlying expenses are very low. They can be bought and sold throughout the trading day just like stocks.
Do to volatility in the markets these fund type investments involve risk. Much like stocks they fluctuate in value, either up or down. It’s important to treat mutual funds as more of a long-term investment. We no from history that over time markets go up, so it’s important not to get caught up in temporary price swings, as the general trend is up, over time. If stock market volatility is a concern for you it may make more sense to take a look at more conservative investments such as bank CD rates or money market accounts. You can find some of the best bank CD rates or money market rates online. These conservative CD investments certainly won’t pay as well over time, but offer more safety and security.
Actively managed funds some with a management team. They buy and sell stocks based on the funds investment objectives. Some fund managers are better than others, but on average index funds have typically outperformed the majority of the mutual fund managers. It’s not easy, even for the most qualified investors to beat the market indexes. So the thinking goes, mock the index for the better returns and do so at a much lower costs. The other advantages inherit with Index and ETF funds is that the investor can control taxes. By determining when you buy and sell you’re not taxed like the traditional mutual funds. Their buying and selling creates tax issues.
Another popular way of investing that has had a lot of recent fanfare is socially responsible investing. You can know purchase mutual funds that focus on socially responsible issues. That means different things to different people, so there are many different types. Some may focus on clean energy with no oil exposure. Some may not invest in companies that have poor health issues, such as tobacco, or alcohol. For individuals that have deep concerns with these issues can invest with out supporting issues the have fundamental issues with. This wasn’t very easily done in the past using traditional mutual fund products. Many of which have overlapped, investing in these areas.
It is always recommended that you do some research or seek professional help when investing in an ETF, an index fund, or mutual funds. You can find more info socially responsible investing through some of the popular fund companies that offer these unique investments.
Tags: Index Funds, ETF funds, Socially Responsible Investing, Bank CD Rates
If you like this post, please buy me a beer for $3 8-)Apart from screening, It is also important to be aware of the possible signs. Therefore, regular self checks by doing Breast Self Examination (BCE) is important and require in detect signs and symptoms.
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If you like this post, please buy me a beer for $3 8-)In their infinite wisdom, most insurance companies do not pay for a baseline mammogram until thirty-five or even forty. Therefore many young women go undiagnosed until it is too late. So if you are a twenty-something or you love a twenty-something or if you even just kind of like a twenty-something, tell them self-breast exams are the number one way to detect breast cancer.
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If you like this post, please buy me a beer for $3 8-)By now you should have heard about the link between breast cancer and bras, despite the suppression of this vital information. What’s behind this suppression? If the bra/cancer theory were true, then wouldn’t there have been a major announcement of this discovery? The sad fact is, the medical and lingerie industries have a great deal to lose by admitting that bras have anything to do with breast cancer. This five part series from, from the author of Dressed To Kill:The Link Between Breast Cancer and Bras, is an eye opening, behind-the-scenes look at how the system really works, or rather doesn’t work.
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If you like this post, please buy me a beer for $3 8-)You may have noticed all the pink in the air this month. Organizations are cashing in on a wide variety of products based on their intent to contribute a portion of the proceeds, however small, to a breast cancer charity. In case you didn’t know why you were seeing all the pink products, it is because October is National Breast Cancer Awareness month.
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If you like this post, please buy me a beer for $3 8-)Your lifestyle and health choices play a huge role in significantly reducing your breast cancer risk factors and give you the power to beat illness. Breast cancer research has now brought about a free online calculator to measure your health risk factors. Find out seven ways to reduce your risks and test the results with the free calculator resource tool.
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If you like this post, please buy me a beer for $3 8-)The medication tamoxifin is administered in a pill form. This medication interferes with the activity of the hormone estrogen in the body. This is a drug that has been used for over 20 years to treat patients with advanced breast cancer. Also, it is used as an additional therapy following primary treatment of early stage breast cancer.
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If you like this post, please buy me a beer for $3 8-)Breast cancer is the second leading cause of death in women. Every year more than 250,000 women are diagnosed with breast cancer. Though in many cases state will fund the cost of diagnosis and detection treatment costs can quickly run up to $200,000.
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If you like this post, please buy me a beer for $3 8-)By now you should have heard about the link between breast cancer and bras, despite the suppression of this vital information. What’s behind this suppression? If the bra/cancer theory were true, then wouldn’t there have been a major announcement of this discovery? The sad fact is, the medical and lingerie industries have a great deal to lose by admitting that bras have anything to do with breast cancer. This five part series from, from the author of Dressed To Kill:The Link Between Breast Cancer and Bras, is an eye opening, behind-the-scenes look at how the system really works, or rather doesn’t work.
More: continued here
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